Trusted and Friendly Financial Advice In Derby

Derby Insurance Adviser

derby life insurance advice

Moss and Company are specialists in the advice and provision of a range of insurance products for companies and private individuals.

Life Insurance

In the event of your untimely death, an accident or serious illness, you and your family will need financial protection from the potential hardship. For a monthly, annual or even just a one off payment.

You Can Insure:
  • Your Life - Family Protection, Loan and Mortgage Protection or Business Protection can all be covered by either Whole Life or Term Life Insurance.

  • Your Health - Should you suffer a serious illness, or accident, you can be covered by Critical Illness Insurance. Conditions such as a Heart Attack, Stroke or Cancer could mean you may never work again or only at a reduced level; insuring against the consequences of such an eventuality is important to almost everyone.

  • Your Income - Should you be unable to work through serious illness, or an accident, you can protect a certain amount of your income with income protection insurance. An Income Protection Policy will pay you an income until you are able to return to work, retire or die if this is before your chosen retirement age.
    There are other providers of Payment Protection Insurance or Short-Term Income Protection, and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at

  • Long Term Care - Few people give serious thought to what might happen if they can't look after themselves in the future. Round-the-clock care or nursing homes might cost more than you or your family can afford. We can show you how to lessen the financial worry, and at an affordable cost.

  • Inheritance Tax Planning - Inheritance tax has been described as the one tax which can be legally avoided altogether with appropriate tax planning. We can assist you in minimising, or even eliminating, your liability.

    Inheritance tax planning is not regulated by the FCA.

  • School Fees Planning School and University fees can be very expensive and may mean sacrifices for the whole family. There are many different types of savings plans available to meet the cost of educating your children. The value of the investment and the income they produce can go down as well as up and you may not get back as much as you put in.

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